Supporting Help the Helpless Through a Qualified Charitable Distribution (QCD)
Supporting Help the Helpless Through a Qualified Charitable Distribution (QCD)
How to Make a Qualified Charitable Distribution (QCD) to Help the Helpless
Step 1: Confirm eligibility
You must be 70½ or older and have a traditional IRA (QCDs do not apply to 401(k)s unless rolled into an IRA).
Step 2: Decide your gift amount
You can give up to $100,000 per year through a QCD.
Step 3: Contact your IRA custodian
Ask them to make a direct charitable distribution from your IRA to Help the Helpless. The check must be payable directly to us.
Step 4: Provide Help the Helpless’ information
Help the Helpless, PO Box 270308, Vadnais Heights, MN
(877) 762 8857
info@helpthehelpless.com
Benefits of a QCD:
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Counts toward your Required Minimum Distribution (RMD)
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Not included in taxable income, which can lower overall tax liability
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May help reduce taxes on Social Security benefits and Medicare premiums
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Allows you to support our mission in a tax-efficient way
